​It is the policy of the Joan C. Edwards School of Medicine that all students have health insurance that provides coverage for preventive, diagnostic, therapeutic, and mental health services beginning at the start of courses and continuing through graduation.

The health insurance must include coverage for preventive, diagnostic, therapeutic, and mental health services. The health insurance must include, within the limits, copays, and terms of the insurance coverage for medical problems and emergencies that might occur during the educational and clinical training that is part of the degree program curriculum. Students may satisfy the requirement using the government healthcare.gov website, West Virginia Medicaid https://dhhr.wv.gov/bms/Pages/default.aspx , a private health insurance under a parent plan, spouse/partner plan, or separate individual/family plan.

It is recommended that the health insurance meet the 10 essential health benefits: ambulatory patient services; emergency services; hospitalization; pregnancy, maternity, and newborn care; mental health and substance use disorder services, prescription drugs, rehabilitation and habilitative services/devices; laboratory services; preventive and wellness services; and pediatric services. Additional services may be purchased such as dental and vision coverage. It is advised for students to shop wisely for products that fit their needs. Students are individually responsible for understanding the terms of their health insurance. The student is responsible for all costs of their health care, including the costs of health insurance. Any student in need of financial assistance is encouraged to speak to the Assistant Director of Financial Assistance.​​

In the event an enrolled student should suffer a disabling injury or illness that lasts longer than 90 days, the Marshall University Joan C. Edwards School of Medicine sponsors a disability benefit sponsored by the American Medical Association and underwritten by The Standard Insurance Co. 

Contact Amy Smith at smith305@marshall.edu for questions regarding student health or disability insurance.

WV Medicaid

Student Disability Insurance